David has the unique combination of real world owner/operator experience in traditional consumer finance and strategic and operational roles at fintech startups in Silicon Valley. He understands the myriad of challenges traditional operators face and successfully bridges the gap between legacy lending operations and products with technology solutions. David believes strongly that all lenders can benefit from the strategic use of technology to improve business and create value. Over the last 5 years, he has executed strategy and launched real lending products into innovative technology platforms at Renew Financial, Earnest, and SoFi. David was a senior executive of $1b+ traditional consumer lending firm with a nationwide network of branches. He holds a JD (NY Law), an MS (NYU), and a BA (Boston University). David splits his time between New York City and San Francisco.