Brad Noel serves as the senior vice president for Republic Finance, a consumer financial services company operating in eight states. Brad started in the finance business in 1979 in the Twin Cities working for Community Credit as an assistant manager and working his way up to District Supervisor. He then moved on to Associates First Capital where he started two divisions. Brad then joined Wells Fargo Financial Services as vice president, sales and was quickly promoted to senior vice president of sales, growing the division to over $30 billion. Brad then joined Marine Credit Union as chief operating officer and prior to joining Republic was CEO of Sun Loan. Brad has been on the AFSA Independents Board for two years and has been an active member of AFSA for the entirety of his career. He currently serves as the AFSAPAC Chair and President of the National Installment Lenders Association.