2018 Independents Conference & Exposition, Marriott Harbor Beach Resort, Fort Lauderdale, FL


MONDAY, April 23, 2018

3:15 p.m.—4:15 p.m.
Independents Section Advisory Board Meeting
2:30 p.m.—5:00 p.m.
AFSA Registration Desk
6:00 p.m.—9:00 p.m.
AFSAPAC President's Club Event (Intracoastal Cruise) 

Sail away on South Floridaʼs grandest Party Yacht for a special night in “Havana.” Aboard the yacht you will enjoy a first class menu, open bar, cigars and spirits pairings, unique gifts and a night at sea you will not soon forget. Open to AFSAPACʼs $5,000 contributors.

TUESDAY, APRIL 24, 2018

8:00 a.m.—8:30 a.m.
Independent Auto Finance Executives Group Breakfast
8:30 a.m.—11:30 a.m.
Independent Auto Finance Executives Group Meeting
10:30 a.m.—11:30 a.m.
THE EDGE Advisory Board
10:30 a.m.—Noon
State Traditional Installment Lending Subcommittee
11:30 a.m.—12:30 p.m.
AFSA EF Board Meeting/Lunch
1:00 p.m.—2:00 p.m.
Professional Development Committee
2:00 p.m.—3:30 p.m.
Executive Committee Meeting
REFRESHMENTS SPONSORED BY TEXAS CAPITAL BANK
3:30 p.m.—5:00 p.m.
AFSA Board of Directors
REFRESHMENTS SPONSORED BY GOLDPOINT SYSTEMS
5:00 p.m.—6:00 p.m.
VIP RECEPTION for New and Prospective Members (by invite)
SPONSORED BY MEGASAYS

New members and companies interested in joining AFSA are invited to meet the Independents Section Board and AFSA Board of Directors at a special reception.

6:00 p.m.—7:30 p.m.
EXHIBIT HALL OPENING RECEPTION
SPONSORED BY CLARITY
7:30 p.m.—9:15 p.m.
WELCOME DINNER/PAC AUCTION (for all attendees)
DINNER SPONSORED BY CLARITY, WINE SPONSORED BY LIBERTY MOTOR CLUB
WEDNESDAY, APRIL 25, 2018
7:30 a.m.—8:30 a.m.
Marketing Committee
8:00 a.m.—8:30 a.m.
BREAKFAST WITH EXHIBITORS
SPONSORED BY DOT 808 LLC
8:30 a.m.—10:30 a.m.
Opening General Session/Keynote

MODERATOR: Brad Noel, AFSAPAC Chair and Executive Vice President, Branch Operations, Republic Finance, LLC

Welcome by Independent Section Chairman
Martin Less, President and CEO, Nationwide Acceptance, LLC

AFSA Updates and Initiatives:
Chris Stinebert, President & CEO, American Financial Services Association

KEYNOTE ADDRESS
Brad Parscale, Campaign Manager for the Donald Trump Presidential Campaign 2020.

10:30 a.m.—11:00 a.m.
REFRESHMENT BREAK WITH EXHIBITORS
SPONSORED BY WELLS FARGO PREFERRED CAPITAL
11:00 a.m.—12:00 p.m.
GENERAL SESSION: Legislative Update

The AFSA team brings you the latest on the regulatory and legislative front. This session will cover both the federal and state levels.


MODERATOR: Frank Salinger, President, Public Policy Law Practice

Bill Himpler, Executive Vice President, American Financial Services Association

Danielle Fagre Arlowe, Senior Vice President, American Financial Services Association

12:00 p.m.—1:00 p.m.
LUNCHEON WITH EXHIBITORS
SPONSORED BY FORTEGRA
1:00 p.m.—1:45 p.m.
EDUCATION SESSIONS A and B

SESSION A: Raise Your Awareness: Human Resources Legal Issues

Learn about several of the most important employment law issues today and how to protect your company.

SPEAKERS:

Andrew Rodman, Shareholder, Sterns Weaver Miller

Eric Roth, Shareholder, Stearns Weaver Miller

SESSION B: 2017 Independent Financial Survey Results

RSM US LLP will present the results of their annual financial performance survey for AFSA independent members and other independently-held finance companies across the United States. The results will include current trends with respect to growth, funding, leverage, profitability, income and expenses.

SPEAKERS:

Joe Kaczmarek, Partner and Great Lakes Specialty Finance Leader, RSM US LLP

Ronnie Lee, Partner, Audit Services, RSM US LLP

1:45 p.m.—2:30 p.m.
Human Resource Committee
2:00 p.m.—2:30 p.m.
REFRESHMENT BREAK WITH EXHIBITORS
SPONSORED BY EQUIFAX
2:30 p.m.—3:30 p.m.
EDUCATION SESSIONS C AND D
SPONSORED BY ALLIED BUSINESS SYSTEMS, LLC

SESSION C: Talent Management – The First 90 Days – Onboarding & Integrating New Hires for Long-Term Success

SPEAKER: Amy Hirsh Robinson, Principal, Interchange Group

SESSION D: Accessing the Public Markets

Why do growing companies access the public debt markets? What are the relative benefits and constraints associated with access? What are the characteristics of companies that access the public debt markets? Are their size limits? How long does the process take? Please join this session for a lively discussion regarding the process for accessing public debt capital, the associated benefits and related costs. Learn what solution may be appropriate for you; high yield bond, private or public transaction

MODERATOR: Brian Harris, Senior Vice President, Banking and Finance, Moody's Investors Service

PANELISTS

David Shultz, Vice President, OneMain Financial

Eric Gebhard,Treasurer of World Omni Financial Corporation

2:30 p.m.—3:30 p.m.
Independents Accounting Committee
2:30 p.m.—4:00 p.m.
Installment Lending Technology Task Force
3:30 p.m.—5:00 p.m.
Operations Committee
3:30 p.m.—5:00 p.m.
Business Partner Advisory Board
5:30 p.m.—6:30 p.m.
Reception with Exhibitors

Open Evening for private events

THURSDAY, APRIL 26, 2018
7:30 a.m.—1:00 p.m.
Registration Center
7:30 a.m.—8:00 a.m.
BREAKFAST WITH EXHIBITORS
SPONSORED BY WHITE CLARKE GROUP
8:00 a.m.—9:00 a.m.
GENERAL SESSION: OVERVIEW OF THE COMPETITIVE MARKETPLACE

Join this presentation covering how technology is disrupting businesses, and more specifically how it will play a role in the consumer lending industry and finance industry over the years to come. AFSA membership can prepare for all the future possibilities in the way they acquire and provide products and services to their customers.

SPEAKER:
Dr. Shawn DuBravac, Author, Futurist and Trendcaster

AFSA EDUCATION FOUNDATION UPDATE
SPEAKER: Tim Stanley, Chairman of the Board, Heights Finance Corporation

10:00 a.m.—10:30 a.m.
REFRESHMENT BREAK WITH EXHIBITORS
(last chance to visit with exhibitors)
9:30 a.m.—10:15 a.m.
EDUCATION SESSIONS E AND F

SESSION E: The Digital World of Consumer Credit/New Technology and a Paperless World

Learn how to apply innovative technology to stay competitive, improve your business results, and stay compliant with state laws and other compliance issues. This includes eliminating paper, communicating electronically with your customers, streamlining payment channels, and other business process improvements.

MODERATOR: Philip Bohi ,Vice President, Compliance Education, American Financial Services Association

PANELISTS:

Mike Rogers, Vice President, Business Development,ACI Worldwide

Danny Cantrell, CEO/Founder of Solutions by Text

Glenn Munro, Vice President, Sales at defi SOLUTIONS

SESSION F: Tax Reform Enacted: What You Need to Know

Join RSM for an update on the key provisions of the Tax Cuts and Jobs Act. As a result of tax reform, there may be planning opportunities available or other necessary compliance changes. During this update, we will address your questions and discuss:Key final provisions of the legislation and the possible impact on your business tax planning, areas where further guidance may be forthcoming from the IRS or the Treasury Department

SPEAKERS:

Scott Ruby, Senior Director, Tax Services, at RSM US LLP

Nick Passini, National Team Leader, Partnership Tax Consulting Services, RSM US LLP

10:00 a.m.—10:30 a.m.
REFRESHMENT BREAK
10:30 a.m.—Noon
EXHIBITOR TEAR DOWN
10:30 a.m.—11:15 a.m.
EDUCATION SESSIONS G AND H
SPONSORED BY INFINITY

SESSION G: Developing a Scorecard

Alternative data and scoring methods offer new insights into creditworthiness of applicants, offering opportunities for increased approvals. Machine learning and A.I. techniques are powering an evolution in how to assess applicants. Our panel will discuss the implications of this evolving field.

MODERATOR: Philip Bohi ,Vice President, Compliance Education, American Financial Services Association

SPEAKERS:

Mike Armstrong, President of ZestFinance

Mike Mondelli, Senior Vice President, Global Data Strategy of TransUnion

SESSION H: Trends in Collections

Hear from an industry expert, who serves as ACA Interational’s president-elect. Mr. Brown will discuss how to increase right-party contracts, addressing complaints, exploring new technology, and using third-party collection agencies.

Speaker: Jack W. Brown III, President, Gulf Coast Collection Bureau, Inc.

11:30 a.m.—1:00 p.m.
CHAMPIONS CLUB LUNCHEON and OUTSTANDING EMPLOYEE AWARD PRESENTATION
LUNCHEON SPONSORED BY FORTEGRA, SPEAKER SPONSORED BY GOLDPoint

SPEAKER: Nicole Malachowski, First Woman Thunderbird Pilot/White House Fellow

2018 Outstanding Employee Award Presentations

PRESIDING: Brad Noel, Chair-Elect, Executive Vice President, Branch Operations, Republic Finance, LLC

2:00 p.m.—7:00 p.m.
NETWORKING ACTIVITIES
SPONSORED BY CLARITY SERVICES, INC.- A PART OF EXPERIAN

DEEP SEA FISHING
SEGWAY TOUR
CATAMARAN
POOL/BEACH LOUNGE

2:00 p.m.—7:00 p.m.
GOLF TOURNAMENT
TOURNAMENT SPONSORED BY ACI, OTHER SPONSORS INCLUDE COMPLI, AND DOT808 LLC
6:00 p.m.—7:00 p.m.
HAPPY HOUR RECEPTION
SPONSORED BY RSM

All Registered Attendees
Open evening for private events