3:00 p.m.—4:00 p.m.
Independents Section Board Meeting
5:00 p.m.—9:00 p.m.
AFSAPAC Event (Intracoastal Cruise) 
8:00 a.m.—8:30 a.m.
Independent Auto Finance Executives Group Breakfast
8:30 a.m.—11:15 a.m.
Independent Auto Finance Executives Group Meeting
10:30 a.m.—11:30 a.m.
THE EDGE Advisory Board
11:30 a.m.—1:00 p.m.
AFSA EF Board Meeting/Lunch
1:00 p.m.—2:00 p.m.
Professional Development Committee
2:00 p.m.—3:30 p.m.
Executive Committee Meeting/Lunch
3:30 p.m.—5:00 p.m.
AFSA Board of Directors
5:00 p.m.—6:00 p.m.
VIP RECEPTION
6:00 p.m.—7:30 p.m.
WELCOME RECEPTION WITH EXHIBITORS
7:30 p.m.—9:15 p.m.
LEADERSHIP DINNER/PAC AUCTION
7:00 a.m.—7:00 p.m.
Registration Center
7:30 a.m.—8:30 a.m.
Marketing Committee
7:30 a.m.—8:30 a.m.
State Traditional Installment Lending Subcommittee
8:00 a.m.—8:30 a.m.
BREAKFAST WITH EXHIBITORS
8:30 p.m.—10:30 p.m.
Opening General Session/KEYNOTE

Welcome by Independent Section Chairman
AFSAPAC Update

KEYNOTE ADDRESS
Brad Parscale is the digital media and political strategist for Parscale Giles-Parscale a leading digital and social media company. Brad creates web marketing strategies and oversees all technical and functional aspects of these strategies. In 2016 Brad was named Digital Director for the Donald J. Trump presidential campaign.

2018 Outstanding Independent Award

10:30 a.m.—11:00 a.m.
REFRESHMENTS WITH EXHIBITORS
11:00 a.m.—12:00 p.m.
GENERAL SESSION: Legislative Update
12:00 p.m.—1:00 p.m.
LUNCHEON WITH EXHIBITORS
1:00 p.m.—2:00 p.m.
EDUCATION SESSIONS

EDUCATION SESSION: RSM SURVEY
OPERATIONS BEST PRACTICES

1:00 p.m.—2:00 p.m.
Human Resource Committee
2:00 p.m.—2:30 p.m.
REFRESHMENT BREAK WITH EXHIBITORS
2:30 p.m.—3:30 p.m.
EDUCATION SESSIONS

Talent Management – Attracting and Retaining: Part II - Invite Amy Hirsh Robinson, Interchange Consulting Group back again next year.
Alternative forms of Non-bank funding – Private Equity, Investment Bankers, Rating Agency

2:30 p.m.—3:00 p.m.
Independents Accounting Committee
3:30 p.m.—5:00 p.m.
Operations Committee
3:30 p.m.—5:00 p.m.
Business Partner Advisory Board
5:30 p.m.—6:30 p.m.
Reception with Exhibitors

Open Evening for private events

8:00 a.m.—1:00 p.m.
Registration Center
7:30 a.m.—8:00 a.m.
BREAKFAST WITH EXHIBITORS
8:00 a.m.—9:00 a.m.
GENERAL SESSION Overview of the Competitive Landscape / Disrupters

Join this presentation covering the new disruptors in consumer lending. AFSA membership can prepare for all the future possibilities in the way they acquire and provide products and services to their customers.

9:00 a.m.—9:30 a.m.
REFRESHMENT BREAK WITH EXHIBITORS
(last chance to visit with exhibitors)
9:30 a.m.—11:30 a.m.
WOMEN’S LEADERSHIP COUNCIL
9:30 a.m.—10:15 a.m.
EDUCATION SESSIONS

The Digital World of Consumer Credit / New Technology and a Paperless World – The Possibilities Impact on originations – i.e. electronic signatures, Impact on servicing, Impact on advertising, Impact on senior lenders and compliance.
Consumer trends- perspective from other industries

10:30 a.m.—11:15 p.m.
EDUCATION SESSIONS

Trends in Collections
Developing a Scorecard What are the options? What should you be asking? Become more efficient in underwriting, What data are you using?

11:30 a.m.—1:30 p.m.
Education Sessions

CHAMPIONS CLUB LUNCHEON and PAC Drawing
Outstanding Employee Awards
Guest Speaker

1:30 p.m.—4:00 p.m.
NETWORKING ACTIVITIES

DEEP SEA FISHING
SEGWAY TOUR
CATAMARAN
POOL/BEACH LOUNGE

2:00 p.m.—7:00 p.m.
GOLF TOURNAMENT & RECEPTION
6:00 p.m.—7:00 p.m.
Closing Reception

All Registered Attendees
Open evening for private events